I have purchased a Whole Life insurance policy, and as a part of the purchase, I need to submit blood and urine samples, just to check on my general health.
I'm an occasional smoker, though over the past couple of months I've been as heavy as I've ever been -- smoking usually for an hour or two every second or third evening. However, today is Tuesday, and my exam is scheduled for Thursday, and I haven't smoked since Sunday. (I've also been diluting a bit -- that has worked for me in the past, but I wasn't as heavy of a smoker then.)
My question: Does anyone know how crucially important it is not to show cannabis metabolites for a life insurance medical exam? What's at stake isn't a job -- privacy regulations would theoretically prevent that -- but instead my premium might be increased, I suppose, or more questions would be asked.